Finding out your girlfriend may be pregnant often raises many questions—about health, finances, and what comes next. One common question guys ask is whether their insurance will cover the cost of an abortion.
In most cases, health insurance policies only cover a legal spouse or domestic partner. If your girlfriend doesn’t fall into either category, your plan will likely not pay for abortion or pregnancy-related medical care. The best way to know is to contact your insurance provider directly.
While you’re sorting through these details, your girlfriend can receive no-cost pregnancy testing, ultrasounds, and support at Crossroads. Insurance is never required for these services, and you’re welcome to come with her. Contact us to schedule an appointment today.
Insurance Coverage and Limitations
Most insurance plans require a legal or financial relationship before extending coverage. This usually means that your partner won’t be included on your plan unless you’re married or in a domestic partnership. Even if she were covered, it’s important to know that elective abortion isn’t included in all insurance policies.
Other Coverage Options
If your insurance won’t apply to your girlfriend, she still has potential options for pregnancy-related care, like primary care, OB/GYN appointments, and more:
- Employer-sponsored insurance: If she has a job with benefits, she can ask about pregnancy and maternity coverage or enrollment requirements.
- Private health insurance: An individual plan may be available, but it is usually more expensive than employer coverage.
- State programs: Depending on eligibility, programs like Kentucky Medicaid may provide medical benefits for pregnancy-related care in Kentucky.
How You Can Support Her
Health insurance is just one piece of the puzzle. What she needs most right now is your support and encouragement as she considers her options. Attending appointments with her, listening to her concerns, and learning about available resources together can make this time less overwhelming.
Crossroads provides no-cost pregnancy confirmation services, options consultations, and a confidential space to ask questions. While we do not perform or refer for abortions, we are here to walk with both of you and provide the support and clarity you need.
Schedule your free appointment today to take the next step together.